What to do after a general road accident

• Exchange names, addresses, phone numbers (mobiles only if there is no alternative) insurance company details and registration numbers.


• Identify the driver of the other vehicle and who the owner of the vehicle is. Who insures the vehicle?


• Note a description of each vehicle, including year, make, model, colour and damage sustained. This latter point can be very important.


• Note the exact location of the collision and how it happened - take photos if at all possible (even use a camera phone if need be) and provide a small diagram for your insurers.


• Do not discuss who was to blame for the accident in the aftermath and certainly make no admissions. This could cause problems when your insurers become involved.


• Note the names addresses and telephone numbers of any witnesses.


• Inform the police - The police don't attend RTA's where there are no obvious sign of injury but it is still worth reporting every incident. You may have problems with the other driver later on should always involve the police if insurance details are not forthcoming.


• Contact us as soon as possible for free advice